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Mortgage calculators

Explore your mortgage options with our calculators

Switch between the Basic mortgage calculator and Maximum montly payment tool using the collapsible tabs below. Each calculator keeps the helpful charts, comma formatting, and reset buttons you already know.

Basic mortgage calculatorModel monthly payments & payoff timelinesAdjust price, deposit, rate, term, and overpayments to see instant projections.

Enter the purchase price of the property.

Loan amount is automatically calculated from home value minus your deposit.

Use 0 to apply the overpayment at the start of the loan.

Tip: Combining a monthly overpayment with a single lump sum can dramatically trim interest costs and shorten your payoff timeline.

Enter a home value, deposit, and loan details to view payment projections.
Maximum payment calculatorStart with your budget & savingsInput your maximum montly payment and available deposit to see your maximum mortgage purchase price.

Mortgage affordability calculator

Translate your monthly payment comfort level into a target home price without leaving this page.

Include taxes and insurance in this number for a conservative estimate.

Your savings immediately boost the property price you can target.

Enter your budget, deposit, rate, and term to estimate affordability.

Maximum price target£0.00
Estimated mortgage amount£0.00
Deposit share0.0%
Estimated payoff timeline–

Balance forecast

Preview how the projected balance trends over your chosen term, then expand the chart to zoom and pan.

Not enough data to display chart

Toggle series visibility in the enlarged view and use zoom controls to explore specific repayment windows.

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